Short-Term Medical Plans
Our plans offer easy-to-understand health insurance designed for individuals and families in times of transition and change.
Short Term Major Medical Insurance can "bridge the gaps" in health insurance coverage if:
- You've lost coverage through recent job or life changes;
- You're a student or graduate no longer eligible for coverage under your parents' plan;
- You're a seasonal worker;
- You've retired and are waiting for Medicare eligibility.
Because we know that life can change quickly, you have the flexibility to drop your Short Term coverage at any time without penalty. You can choose from a range of deductibles, payment options, and coverage terms that best meet your needs. In addition, you have access to a wide choice of physicians and health-care facilities.
To get a quote click here or click the Get a Quote button above.
Short Term is issued for a specific period of time. If your needs for coverage extend beyond this plan, you may apply for additional short term plans. This requires a new application and is not an extension of your current plan. Any illness or condition you develop while covered by your current plan would be considered "preexisting" when you apply for a new short term plan and, as such, will not be covered expense. Any preexisting condition may or may not prevent you from obtaining additional insurance coverage. All applications are subject to underwriting acceptance rejection. This information is only a general outline of our standard short-term plan benefits. This is not an insurance contract. Please read your certificate carefully. Complete coverage details are provided in the policy and certificates. Not available in all states. Nonrefundable application fee may be required.